Benefit of time--compounding effect on savings
Loans/Money
Insurance--buying too much or not having enough
Extramarital affairs
Self centered thinking- as an individual and as a couple.
Lack of family planning--just happens “oops”
Common Opportunities
Benefit of time--compounding effect on savings
Freedom to make mistakes and then rectify over time
Careers
Family planning--important to actually plan when and where. Probably not best to have four children in an apartment, especially with one income.
Free time and health to enjoy life, don’t squander it.